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Retirement... Ready or not here it comes. There seems to be no perfect time to save for retirement. There is always an excuse, too young, too old, too many bills, too many kids, too much fun, and on and on.

When it comes to retirement planning do you address the following?


1. Taxes: Are you just deferring taxes? What if tax rates go up in the future? Is my retirement plan tax efficient? What is there was a way to opt out of the tax system with your retirement savings? Interested? You should be. Taxes will have a major effect on your retirement NET, SPENDABLE INCOME. Would you be interested in a strategy that could get you 300% more net spendable dollars? Too good to be true?


2. Risk: Is your retirement subject to stock market risk? If you are at or near retirement.  If you are at or near retirement a severe stock market adjustment can devastate your lifestyle.


3. Fee's: There has been a ton of publicity regarding the excessive hidden fee's associated with traditional 401 (k) plans. Imagine fee's that are sometimes 3,000% more than what was originally disclosed to you. "For every 2%, you pay in fee's you will reduce your retirement nest egg by 50%."



4. The Next Step: Watch the videos below to see if you're aware of the options available to SECURE you and your family.

The 401(k) Fallout

Planning Alternative
(short overview)

Planning Alternative
(Full Overview)
Andrews Financial Services LLC
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