The Facts Show Why You Should Consider "Living Benefits"

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Women have a 1 in 3 risk of developing cancer in their lifetime.
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Men have a 1 in 2 risk of developing cancer in their lifetime.
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Every 30 seconds a new cancer is diagnosed in the U.S *
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Every 40 seconds someone suffers a stroke. **
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Every 26 seconds someone suffers a heart attack. ***
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45% of heart attack victims are under the age of 45. ****
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3 out 4 people (75%) over the age of 40 will experience a critical illness at some point in their future. *****
Chronic Illness affects many people and can create additional expenses for a family. Some of these expenses may include:
Nursing Home Cost for a Private Room
For nursing home care, the national monthly average is now $6,266, which translates into $75,190 annually.
Assisted Living Facility
For assisted living facilities the national monthly average is now $3,185, which translates into $38,220 annually.
Home Health Aide (Certified):
For Home Heath Aide, the national monthly average is now $3,623, which translates into $43,472 annually.
With a Living Benefits rider, you can spend the money you receive from your claim as you see fit.
* There are NO LIMITATIONS on how the money is to be used!

Additional Facts To Consider:
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62% of bankruptcies are due to a critical illness. Of those bankruptcies, 75% of them had health insurance.
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48% of businesses that fail, fail because of a critical illness.
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48% of mortgage foreclosures are the result of financial hardship due to critical Illness (only 3% due to death).
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Spending on Cancer care soared to more than $90 Billion from $27 Billion in the years1990 to 2008,
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One in four cancer patients or their families said they used up all or most of their savings to pay for treatment.
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One in eight people with advanced cancer turned down recommended care because of cost.
Sources
1 “Cancer Facts & the War on Cancer”. LIMRA. 2007.
2 American Heart Association “Heart Disease and Stroke Statistics.”, http://www.amhrt.org 2010.
3 American Heart Association. “Hearth Disease and Stroke Statistics.” LIMRA. 2007.
4 American Heart Association. “Heart Disease and Stoke Statistics.” 2007.
5 Center for Disease Control, 2009.
6 Cost of Care Maps Genworth 2010 Cost of Care Survey- 2010.
7 Get Sick, Get Out: The Medical Causes of Home Foreclosures” Health Matrix, 2009.
8 The American Journal of Medicine, 2009
9 USA Today, 3/18/2010
10 “America’s ‘Love-Hate’ Relationship with Life Insurance” LIMRA International. 2006.
11 LIMRA – Trends in Life Insurance Ownership, 2005.
Obtain a FREE quote or simply get your questions answered by calling
Michael Andrews 415-888-7175
Email: info@AndrewsFinancialServices.com

